Superannuation is a lifetime investment made up of compulsory contributions from your employer and optional personal contributions. Your balance is also invested by your super fund in order to increase its value over time. Your superannuation’s purpose is to provide an income source after you retire. We can assist in maximising the effectiveness of your super by navigating the complexities surrounding investment strategies and managing your transition into retirement.
Self Managed Super Funds (SMSF)
A Self Managed Superannuation Fund (SMSF) is another way of saving for your retirement. The principle difference between these and other types of funds is that members of an SMSF are the trustees and thus, operate the fund for their own benefit. Engaging in an SMSF is a major financial decision with inherent complexities in its administration. If you are considering an SMSF for your super savings we can provide you with practical advice and assure your fund is set up and maintained correctly to comply with regulation and maintain eligibility for tax concessions.
Capital Focused are accredited SMSF Specialist Advisors via SMSF Professionals’ Association of Australia (SPAA)
This is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this document, you should assess your own circumstances or seek advice from a financial planner and seek tax advice from a registered tax agent. Information is current at the date of issue and may change.